Government Debt Help
The UK Government has put together debt help schemes to help people resolve their debt problems and become debt free. These government backed debt schemes are completely legal and thousands of people undertake them every month.
The Department for Constitutional Affairs wrote a paper in 2004 which aimed to seek views on options to help deal with the problem of people in multiple debt. It recognised proposals for providing better help to the ‘can’t pay’ and ‘can pay’ groups. By Law you should only be paying what you can reasonably afford to pay each month.